Card Benefits

Enjoy up to 50 days interest free on card purchases when you pay your statement balance in full and on time each month.

It's quick and easy to transfer balances from other credit cards, store cards or loans. You can transfer a balance by using our secure Online Banking service, calling us on our freephone 0800 933 944 or writing a credit card cheque.

Access over 1 million ATMs worldwide so you can get cash when and where you need it.

Get credit card cheques with your account. They are a flexible way to access your credit limit and pay bills that don’t accept credit cards. You can also use them to give your current account a cash injection by writing a cheque to yourself and paying it directly into your bank.

Wherever you are, whenever you need them, our Customer Service team is just a free phone call away. We are here 24/7 to take your calls and help you in any way we can. Within the UK, call us on 0800 062 062. From outside the UK, reverse the charges to +44 1244 672 111.

With our secure Online Banking service, you can access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.

You can add up to 3 cards for family members at no extra charge. It’s a great way to give them access to your credit limit, yet keep an eye on their spending. Additional card holder(s) must reside at the same primary address and have a relationship of close family member (defined as spouse, child, parent, sibling or domestic partner).

There is no liability or excess to pay for theft, loss or fraudulent use—as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.

Cover to help you with your credit card repayments when you need it most—for example, if you’re made redundant or if you have additional expenses to consider, such as getting married. Learn more about LifestyleProtect.

Card Protection can provide cover for all your cards, passport, driving license, keys, handbag, wallet and cash all under one policy. Learn more about Card Protection.

Protect yourself from both identity fraud and the effects of having your identity stolen. Learn more about Identity Protection Alert.

Every time you use your Reward Points credit card for retail purchases, you’ll benefit from one Reward Point for every £1 spend. And you don’t need to spend more to earn more. Just by switching some of your current spending from cash, cheques, debit and other credit cards, you’ll be amazed how quickly your Reward Points will add up and how often you can claim the rewards you want. Learn more about MBNA Rewards.

MBNA partner with well-known organisations to offer cardholders a wide and innovative choice of credit card programmes to suit your needs. Whatever your pride, passion or interest, we have the card to suit your needs across sports, travel, retail and charity sectors. Learn more about these cards and associated rewards schemes at Compare All Cards.

Our special offer and discount programme, mbnalifestyle, is exclusively for MBNA cardholders. You can obtain special savings and discounts on holidays, home and leisure and High Street shopping vouchers from your favourite brands. Learn more about mbnalifestyle at MBNA Card Discounts.