Charity Credit Cards

Charity credit cards give charities an important source of revenue. At MBNA we issue the credit card and then make small financial contributions to that charity usually based on the card usage.

The percentage of contribution varies by charity credit card. Just by using your charity credit card for everyday spending such as food or petrol purchases earns a contribution for the charity; and combined with those contributions from other charity credit card holders the amount soon adds up.

The charity allocates the funds. Details of these can be found on the charity credit card page.

No, the contribution is made directly by MBNA, the card issuer.

Yes, all of our charity credit cards offer a 0% introductory rate on balance transfers that allows you to transfer existing debt to the card from another credit card or loan. A handling fee will be charged for balance transfers.

Yes, MBNA is one of the few credit card providers to offer the convenient service of transferring funds from the credit card directly into your current account-ideal if you want a cash boost. Like balance transfers, a handling fee will be charged.

Aside from the contribution made to the charity by the card issuer, then no. However, it is important to remember that each individual card will carry its own fees and interest rates. All our credit cards carry the same great features and services, including:

• Online Banking: check your balance and transactions, view your PIN, set up a direct debit, carry out balance transfers and much more. You can now also help the environment by opting for paperless statements
• Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions or cannot find your card
• Free 24-hour UK-based customer service helpline - wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
• Optional extras such as LifestyleProtect, Card Protection and Identity Protection Alert

No, MBNA makes the contributions directly to the charity. This is why charity credit cards are such a simple way to make a difference.

The amount will be determined by MBNA when you apply for the card. It will be individual to you and depend on your salary and credit history.

We will approve your credit card application if you have a good credit rating. You are likely to have a poor credit rating if you have recently missed credit payments or have outstanding CCJs.

Charity credit cards give charities an important source of revenue. At MBNA, we issue the card and make contributions to the charity based on card usage. The contributions vary by charity. These contributions may seem small but when combined with those from all our charity credit card holders the amount soon adds up.

Since your contributions are linked with your credit card and how much you spend you can rest assured that you are making a difference—it's all set up for you and happens automatically on an ongoing basis.

You may think that your spending won't make a difference but when combined with all other charity credit card holders it soon adds up. For example, over £10 million has been generated for WWF.

Some of our charity credit cards offer cardholders exclusive discounts and offers in return for using the card.

All our charity credit cards have no annual fee.

Whether you're looking to transfer a balance from an existing credit card or simply want to make a card purchase, we work with charities to offer you great competitive introductory rates and APR.

Our charity credit cards carry the same great features and service including:

• Online Banking: check your balance and transactions, view your PIN, set up a direct debit, carry out balance transfers and much more. You can now also help the environment by opting for paperless statements
• Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions or cannot find your card
• Free 24-hour UK-based customer service helpline - wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away

Just like our traditional credit cards we offer you the same optional extras to protect yourself from the unexpected including LifestyleProtect, Card Protection and Identity Protection Alert