Travel Credit Cards

MBNA offers a range of travel credit cards where airline miles are earned for everyday card spending. Airline miles can then be used to book a flight with the airline or redeemed against travel-related offers. Many airlines also offer bonus miles when you make a card purchase within a certain time period from account opening (for example, the first 90 days).

The more you use your card for everyday spending, including food and petrol, the more airline miles you can earn. MBNA offers travel credit cards with different levels of airline miles depending on the card:

• Virgin Atlantic White American Express® Credit Card from MBNA-1 mile for every £1 spent on card purchases. 2 miles for every £1 spent with selected Virgin partners^a
• bmi American Express® Credit Card from MBNA-1.5 airline miles for every £1 spent on card purchases^a
• United Mileage Plus® American Express® Credit Card from MBNA-1 mile for every £1 spent on card purchases^a
• Virgin Atlantic Black American Express® Credit Card from MBNA-2 airline miles for every £1 spent on card purchases. 4 miles for every £1 spent with selected Virgin partners^a
• bmi Plus American Express® Credit Card from MBNA-2 airline miles for every £1 spent on card purchases^a

^aEach individual credit card has specific terms and conditions for earning and redeeming airline miles. Please see individual terms and conditions for more details.

Travel credit cards are ideally suited to frequent flyers who love to explore the world. You can earn varying amounts of airline miles for each pound you spend on your credit card. Use your card for everyday spending and there is no limit to the amount of airline miles you can earn.

Yes, all of our travel credit cards offer 0% introductory rate on balance transfers that allows you to transfer existing debt to the card from another credit card or loan. However, it's important to note that you won't earn airline miles on the balances you have transferred. A handling fee will be charged for balance transfers. Compare all our travel credit cards.

Yes, MBNA is one of the few credit card providers to offer the convenient service of transferring funds from the credit card directly into your current account-ideal if you want a cash boost. However, like balance transfers, a handling fee will be charged and you won't earn airline miles on the amount you have transferred.

Once your credit card account is opened and you spend on your card you'll automatically earn airline miles. Your airline miles will be shown on your monthly credit card statement. Each airline operates its own airline miles programme and terms and conditions for redemption will vary. You will be given access to the airline's miles website that lists related travel offers and includes a booking facility for flights and travel deals. Some of our travel credit cards also offer the ability to top up your airline miles with cash so you can book your trip earlier.

Your airline miles will be shown on your monthly statement. They are then transferred each month to the associated airline miles programme for you to view your accumulated miles.

As soon as you make your first purchase with your travel credit card you will start to earn airline miles.

Each airline operates its own airline miles programme and terms and conditions for redemption will vary. You can use your airline miles to book flights to a range of destinations classified in a zone. Please see the individual airline miles programme for more information.

As soon as you make your first card purchase on your travel credit card you'll start to accrue airline miles. As soon as an airline mile has been accrued on your monthly statement it can be redeemed. For example:

Virgin Atlantic Credit Card - 20,000 Flying Club miles equate to an Economy to Premium Economy reward upgrade on any Virgin Atlantic destination (except Sydney).

bmi Credit Card 20,000 destinations miles equate to 2 return flights in Zone 1 (Cologne, Amsterdam or Dublin).

Expiry will vary depending on the airline-please see your individual airline for more details.

All our credit cards carry the same great features and benefits, including:

• Online Banking: check your balance and transactions, view your PIN, set up a direct debit, carry out balance transfers and much more. You can now also help the environment by opting for paperless statements
• Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions or cannot find your card
• Free 24-hour UK-based customer service helpline—wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
• Optional extras such as LifestyleProtect, Card Protection and Identity Protection Alert. Please note Identity Protection Alert is not available to Virgin Atlantic cardholders.

The amount will be determined by MBNA when you apply for the card. It will be individual to you and depend on your salary and credit history.

We will approve your credit card application if you have a good credit rating. You are likely to have a poor credit rating if you have recently missed credit payments or have outstanding CCJs.

MBNA works with some of the world's best airlines to offer you a range of travel credit cards where everyday spending on the card earns airline miles. These airline miles can then be redeemed for travel and travel deals across the globe with the airline and its partners.

Travel credit cards offer other great travel benefits including discounts on essentials like airport parking. The type of travel offers are specific to the airline and their credit card loyalty scheme but many work with a host of travel partners to provide a wide range of offers on everything from luggage to hotels, flights and car hire.

Credit cards offer a high level of fraud protection with no liability on unauthorised purchases-providing you tell us as soon as you notice any unusual transactions, have lost or had your card stolen. We also offer a free 24-hour worldwide helpline so that if you do notice any unusual transactions on your card you can notify us immediately.

Whether you're looking to transfer a balance from an existing credit card or simply want to make a card purchase, we work with the airline to offer you great competitive introductory rates and APR.

All our travel credit cards carry the same great features and services, including:

• Online Banking: check your balance and transactions, view your PIN, set up a direct debit, carry out balance transfers and much more. You can now also help the environment by opting for paperless statements
• Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions or cannot find your card
• Free 24-hour UK-based customer service helpline—wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away

Just like our traditional credit cards we offer you the same optional extras to protect yourself from the unexpected including LifestyleProtect, Card Protection and Identity Protection Alert^c

^cPlease note Identity Protection Alert is not available to Virgin Atlantic cardholders